Smart. Simple. Rewarding.
The SBM Credilio FD Credit Card gives you the freedom to experience the world of credit – without needing a credit score. Backed by your fixed deposit, this lifetime-free card helps you earn exciting rewards, build your credit profile, and enjoy exclusive lifestyle benefits from day one.
Why You’ll Love the SBM Credilio FD Credit Card
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Instant Approval: Get your credit card instantly with your fixed deposit as security – no credit history required.
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Lifetime Free: Pay zero joining or annual fees and enjoy all the benefits for life.
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Generous Credit Limit: Access up to 90% of your FD value as your credit limit.
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Rewarding Everyday Spends:
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5x Rewards on UPI and POS transactions
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10x Rewards on fuel purchases
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₹2,000-₹5,000 worth of gift vouchers when you spend ₹2,000 or more
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Exclusive BookMyShow Offer: Enjoy Buy 1 Get 1 Free on movie tickets every month.
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Secure & Convenient: Manage your card digitally, track spends, and redeem rewards easily.
With the SBM Credilio FD Credit Card, you’re not just getting a card – you’re unlocking financial freedom, smarter rewards, and everyday convenience in one powerful product.
Key Highlights
| Feature | Details |
|---|---|
| Card Type | Secured Credit Card (against FD) |
| Annual Fee | Lifetime Free |
| Credit Limit | Up to 90% of FD Value |
| Rewards | 5x on UPI/POS, 10x on Fuel |
| Offers | BookMyShow BOGO, Vouchers worth ₹2,000–₹5,000 |
| Eligibility | No Credit Score Needed |
| Application | 100% Digital |
| Bank Partner | SBM Bank India |

