Credit Card Benefits You’ll Love
The IndusInd Platinum RuPay Credit Card is a lifetime free card with zero joining and annual fees, making it one of the best no-cost credit card options in India. Along with everyday savings, it also offers UPI-linked rewards, travel insurance, and fuel surcharge waivers.
Key Features of IndusInd Platinum RuPay Credit Card
- Lifetime Free – No joining or annual charges
- UPI Rewards – Earn 2 Reward Points per ₹100 on UPI transactions
- Everyday Rewards – Earn 1 Reward Point per ₹100 on non-UPI spends
- Fuel Benefits – 1% fuel surcharge waiver (₹400–₹4,000 spends)
- Travel Insurance Cover up to ₹2.25 Lakh
- Lost Baggage: ₹1,00,000
- Passport Loss: ₹50,000
- Missed Flight: ₹25,000
To activate your card, just make a minimum ₹100 transaction within 30 days.
This card is perfect if you want everyday rewards, added travel safety, and no hidden charges.
Product Details
| Feature | Details |
|---|---|
| Card Name | IndusInd Platinum RuPay Credit Card |
| Annual/Joining Fee | Lifetime Free |
| UPI Rewards | 2 Reward Points per ₹100 |
| Non-UPI Rewards | 1 Reward Point per ₹100 |
| Fuel Surcharge Waiver | 1% (₹400–₹4,000 spends) |
| Travel Insurance | Up to ₹2.25 Lakh |
| Other Benefits | Lost Baggage: ₹1L, Passport Loss: ₹50K, Missed Flight: ₹25K |

