Rupay Card: Make UPI Payments
Details of the Offer for the HDFC Bank UPI RuPay Credit Card
- 3% Cashpoints on PayZapp transactions, SuperMarket purchases, groceries, and dining expenditures (up to 500 Points each calendar month)
- 2% Cashback on Utility Purchases (up to 500 Points in a single calendar month)
- Rent, wallet loads, EMI, fuel, insurance payments, and government categories are excluded from the 1% Cashpoints on other expenditures. A maximum of 500 Points may be earned in a calendar month.
- Convert credit card purchases totaling at least Rs. 2,500 into Smart EMIs once you make them. These EMIs include flexible repayment terms and affordable interest rates.
- Milestone benefits: Earn attractive coupons upon fulfilling minimal monthly spending requirements.
Additional Incredible Offers:
- Utilize revolving credit lines with low interest rates.
- Upon timely reporting, obtain liability waivers for credit card loss and fraudulent activities.
- Get rewards on every purchase that can be exchanged for fun presents, gift cards, or complimentary airline tickets.
- Through a paper redemption form or a Net Banking login, CashPoints accrued on the HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs 0.25.
Fees & Other Charges
- Joining Fees: Depending on the card chosen, starting at Rs 500 + GST
- Annual Fees: Depending on the card chosen, starting at Rs 500 + GST
Required Documents
- Proof of address: Aadhaar, passport, and most recent utility bills
- Proof of identity: PAN, voter ID, passport; Proof of income: bank statement, pay stubs
Qualifications
- Age Requirement: 21–65 Years
- Employment type: Independent Contractor or Salaried
- Monthly Minimum Income: Rs 20,000 (Salaried)
- Minimum Monthly Income: Rs. 50,000 for Self-Employed
- 700+ on the credit score
- You must be an Indian citizen or a non-resident Indian.
How to Accept the Offer
- You’ll be taken to the website of HDFC Bank.
- Go to Login/Join Now and complete the OTP validation.
- You will be able to see which cards you qualify for, pick one, and fill out the necessary information.
- After the application is approved, it will be submitted and an SMS confirmation will be provided.
- Upon card approval, profit will be tracked within 72 hours.
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