AU Bank Zero Balance Account
AU Bank Zero Balance Account is designed for today’s fast-paced lifestyle, offering a completely digital way to manage your money. With no minimum balance requirement, you don’t have to worry about penalties or fees. Plus, AU Bank makes your savings work harder by offering high interest rates of up to 6.75% p.a. with monthly payouts.
Opening an AU Bank zero balance account account is instant and paperless. Just keep your PAN and Aadhaar ready, fill in your details, fund the account, and you’re set. You’ll also get a Rupay Platinum Debit Card, free unlimited RTGS/NEFT transfers, and 24×7 access through the AU 0101 Mobile App and NetBanking.
Key Features:
- Zero balance requirement – no penalties
- Earn up to 6.75%* p.a. with monthly interest payouts
- Rupay Platinum Debit Card with insurance and offers
- Free unlimited RTGS/NEFT via digital channels
- Extended banking hours at AU Bank branches
- Video Banking support for seamless transactions
- Tap & Go contactless payments up to ₹5,000 without PIN
This AU Bank zero balance account makes banking easy, secure, and completely digital. Open yours in minutes and enjoy a modern way to save and spend.
📦 Specifications Table
| Feature | Details |
|---|---|
| Account Type | AU Digital Zero Balance Savings Account |
| Minimum Balance | Not required |
| Interest Rate | Up to 6.75% p.a. (monthly payouts) |
| Debit Card | Rupay Platinum Debit Card |
| Fund Transfers | Free unlimited RTGS/NEFT via digital |
| Banking Access | AU 0101 App & NetBanking (24×7) |
| Special Features | Video Banking, Extended branch hours |
| Eligibility | Indian residents, 18+, with KYC docs |

